/* Hawes Financial Group — Apple-inspired marketing (per DESIGN-DIRECTION.md) */
:root {
  --navy: #0a264e;
  --cream: #f7f3eb;
  --cream-card: #fffdf8;
  --gold: #c4a574;
  --text: #1a1a1a;
  --muted: #5c6b82;
  --white: #ffffff;
  --max: 980px;
  --content: 42rem;
  --font: -apple-system, BlinkMacSystemFont, "SF Pro Text", "Helvetica Neue",
    Helvetica, Arial, sans-serif;
  --font-display: -apple-system, BlinkMacSystemFont, "SF Pro Display",
    "Helvetica Neue", Helvetica, Arial, sans-serif;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  font-size: 18px;
  scroll-behavior: smooth;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

body {
  margin: 0;
  font-family: var(--font);
  line-height: 1.6;
  color: var(--text);
  background: var(--cream);
  min-height: 100vh;
  display: flex;
  flex-direction: column;
  letter-spacing: -0.011em;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  color: var(--navy);
  text-decoration-thickness: 1px;
  text-underline-offset: 0.18em;
  transition: color 0.2s ease;
}

a:hover,
a:focus-visible {
  color: var(--gold);
}

a:focus-visible {
  outline: 2px solid var(--gold);
  outline-offset: 3px;
}

/* Skip link */
.skip-link {
  position: absolute;
  left: -9999px;
  top: 0;
  z-index: 100;
  padding: 0.75rem 1.25rem;
  background: var(--navy);
  color: var(--cream);
  border-radius: 8px;
}

.skip-link:focus {
  left: 1rem;
  top: 1rem;
}

/* Header — cream, sparse (Apple density) */
.site-header {
  background: rgba(247, 243, 235, 0.92);
  backdrop-filter: saturate(180%) blur(14px);
  -webkit-backdrop-filter: saturate(180%) blur(14px);
  border-bottom: 1px solid rgba(10, 38, 78, 0.08);
  color: var(--navy);
  padding: 0.95rem 1.5rem;
  position: sticky;
  top: 0;
  z-index: 50;
}

.header-inner {
  max-width: var(--max);
  margin: 0 auto;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}

.brand {
  display: flex;
  align-items: center;
  gap: 0.65rem;
  text-decoration: none;
  color: var(--navy);
}

.brand:hover,
.brand:focus-visible {
  color: var(--navy);
  opacity: 0.75;
}

.brand img {
  width: 36px;
  height: 36px;
  object-fit: contain;
  border-radius: 7px;
}

.brand-name {
  font-family: var(--font-display);
  font-size: 0.92rem;
  font-weight: 600;
  letter-spacing: -0.02em;
}

.site-nav {
  display: flex;
  flex-wrap: wrap;
  gap: 0.15rem 1.4rem;
  align-items: center;
}

.site-nav a {
  color: var(--muted);
  text-decoration: none;
  font-size: 0.8rem;
  font-weight: 450;
  padding: 0.35rem 0;
  min-height: 44px;
  display: inline-flex;
  align-items: center;
  letter-spacing: -0.01em;
}

.site-nav a:hover,
.site-nav a:focus-visible {
  color: var(--navy);
}

.site-nav a[aria-current="page"] {
  color: var(--navy);
  font-weight: 560;
}

.nav-external {
  opacity: 0.7;
  font-size: 0.75rem !important;
}

.nav-sep {
  color: rgba(10, 38, 78, 0.2);
  user-select: none;
  font-size: 0.75rem;
}

/* Soft banner under hero (optional, not the hero) */
.page-banner {
  width: 100%;
  max-width: var(--max);
  margin: 0 auto;
  padding: 0 1.5rem 0;
}

.page-banner img {
  width: 100%;
  border-radius: 18px;
  box-shadow: 0 6px 32px rgba(10, 38, 78, 0.08);
  opacity: 0.95;
}

/* Main */
main {
  flex: 1;
  width: 100%;
  max-width: var(--content);
  margin: 0 auto;
  padding: 4rem 1.5rem 5rem;
}

main.home {
  max-width: none;
  padding: 0 0 5rem;
}

/* Hero band */
.hero {
  text-align: center;
  padding: 5.5rem 1.5rem 4rem;
  max-width: 44rem;
  margin: 0 auto;
}

.hero-eyebrow {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--gold);
  margin: 0 0 1.5rem;
}

h1 {
  font-family: var(--font-display);
  font-size: clamp(2rem, 5.2vw, 3.75rem);
  font-weight: 620;
  color: var(--navy);
  line-height: 1.05;
  letter-spacing: -0.038em;
  margin: 0 0 1.35rem;
}

.hero h1 {
  max-width: 18ch;
  margin-left: auto;
  margin-right: auto;
  margin-bottom: 1.5rem;
}

h2 {
  font-family: var(--font-display);
  font-size: clamp(1.4rem, 2.8vw, 1.85rem);
  font-weight: 600;
  color: var(--navy);
  letter-spacing: -0.028em;
  line-height: 1.2;
  margin: 0 0 0.9rem;
}

h3 {
  font-family: var(--font-display);
  font-size: 1.1rem;
  font-weight: 600;
  color: var(--navy);
  letter-spacing: -0.02em;
  margin: 0 0 0.5rem;
}

p {
  margin: 0 0 1.1rem;
  color: var(--muted);
  font-size: 1.02rem;
}

.lead {
  font-size: clamp(1.15rem, 2.2vw, 1.4rem);
  color: var(--muted);
  line-height: 1.4;
  letter-spacing: -0.018em;
  font-weight: 400;
  max-width: 32rem;
}

.hero .lead {
  margin-left: auto;
  margin-right: auto;
  margin-bottom: 2rem;
}

.accent-rule {
  width: 2.25rem;
  height: 1px;
  background: var(--gold);
  border: none;
  margin: 0 auto 1.75rem;
}

.page-intro .accent-rule {
  margin-left: 0;
}

/* Inner page intro */
.page-intro {
  padding: 1rem 0 0.5rem;
}

.page-intro h1 {
  font-size: clamp(1.85rem, 4vw, 2.75rem);
}

/* Hub tease — cream band, centered, Coming soon pill */
.hub-tease {
  background: linear-gradient(
    180deg,
    rgba(255, 253, 248, 0.65) 0%,
    rgba(10, 38, 78, 0.035) 100%
  );
  border-top: 1px solid rgba(10, 38, 78, 0.06);
  border-bottom: 1px solid rgba(10, 38, 78, 0.06);
  padding: 5.5rem 1.5rem;
  text-align: center;
}

.hub-tease-inner {
  max-width: 36rem;
  margin: 0 auto;
}

.hub-badge {
  display: inline-block;
  font-size: 0.7rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--navy);
  border: 1px solid var(--gold);
  padding: 0.4rem 0.95rem;
  border-radius: 100px;
  margin: 0 0 1.5rem;
  background: transparent;
}

.hub-tease h2 {
  font-size: clamp(1.75rem, 3.5vw, 2.5rem);
  letter-spacing: -0.035em;
  margin-bottom: 1rem;
  max-width: 16ch;
  margin-left: auto;
  margin-right: auto;
}

.hub-tagline {
  font-size: clamp(1.05rem, 2vw, 1.2rem) !important;
  color: var(--navy) !important;
  opacity: 0.78;
  font-weight: 400;
  letter-spacing: -0.015em;
  line-height: 1.45;
  margin-bottom: 1.15rem !important;
}

.hub-tease p {
  max-width: 28rem;
  margin-left: auto;
  margin-right: auto;
}

.hub-note {
  font-size: 0.88rem !important;
  color: var(--muted) !important;
  margin-top: 1.75rem !important;
  margin-bottom: 0 !important;
  opacity: 0.85;
}

/* Soft banner wrap on home */
.home-banner {
  max-width: var(--max);
  margin: 0 auto;
  padding: 0 1.5rem 1rem;
}

.home-banner img {
  width: 100%;
  border-radius: 18px;
  box-shadow: 0 6px 32px rgba(10, 38, 78, 0.08);
}

/* Offer band — two calm columns */
.offer-band {
  max-width: var(--max);
  margin: 0 auto;
  padding: 5rem 1.5rem 1rem;
}

.offer-band-intro {
  text-align: center;
  max-width: 28rem;
  margin: 0 auto 2.75rem;
}

.offer-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.5rem;
}

@media (max-width: 700px) {
  .offer-grid {
    grid-template-columns: 1fr;
  }
}

.offer-card {
  background: var(--cream-card);
  border: 1px solid rgba(10, 38, 78, 0.07);
  border-radius: 18px;
  padding: 2.25rem 2rem;
  box-shadow: 0 2px 12px rgba(10, 38, 78, 0.03);
}

.offer-card h3 {
  font-size: 1.2rem;
  margin-bottom: 0.65rem;
}

.offer-card p {
  font-size: 0.98rem;
  margin-bottom: 1.35rem;
}

.offer-meta {
  font-size: 0.85rem !important;
  color: var(--gold) !important;
  font-weight: 560;
  letter-spacing: 0.02em;
  margin-bottom: 0.75rem !important;
}

/* Cards (inner pages) */
.card {
  background: var(--cream-card);
  border: 1px solid rgba(10, 38, 78, 0.07);
  border-radius: 18px;
  padding: 2.15rem 2rem;
  margin: 2.25rem 0 0;
  box-shadow: 0 2px 12px rgba(10, 38, 78, 0.03);
}

.card h2 {
  margin-top: 0;
}

.price {
  font-family: var(--font-display);
  font-size: 2rem;
  color: var(--navy);
  font-weight: 620;
  letter-spacing: -0.03em;
  margin: 0.25rem 0 1.15rem;
}

.price span {
  font-size: 0.95rem;
  font-weight: 450;
  color: var(--muted);
  letter-spacing: -0.01em;
}

.feature-list {
  list-style: none;
  padding: 0;
  margin: 1.15rem 0 1.5rem;
}

.feature-list li {
  position: relative;
  padding: 0.4rem 0 0.4rem 1.25rem;
  color: var(--muted);
  font-size: 0.98rem;
}

.feature-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.9rem;
  width: 5px;
  height: 5px;
  border-radius: 50%;
  background: var(--gold);
}

/* CTAs — navy primary; ghost secondary; gold never solid fill */
.cta {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 44px;
  background: var(--navy);
  color: var(--cream) !important;
  text-decoration: none !important;
  padding: 0.7rem 1.55rem;
  border-radius: 980px;
  font-size: 0.92rem;
  font-weight: 510;
  letter-spacing: -0.01em;
  border: 1.5px solid var(--navy);
  transition: background 0.2s ease, color 0.2s ease, border-color 0.2s ease,
    transform 0.15s ease;
}

.cta:hover,
.cta:focus-visible {
  background: #0d3270;
  color: var(--cream) !important;
  transform: translateY(-1px);
}

.cta-secondary {
  background: transparent;
  color: var(--navy) !important;
  border-color: rgba(10, 38, 78, 0.28);
}

.cta-secondary:hover,
.cta-secondary:focus-visible {
  background: rgba(10, 38, 78, 0.04);
  color: var(--navy) !important;
  border-color: var(--navy);
}

.cta-row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  margin: 0.5rem 0 0.25rem;
  justify-content: flex-start;
}

.hero .cta-row,
.hub-tease .cta-row,
.offer-band-intro .cta-row {
  justify-content: center;
}

.note {
  font-size: 0.875rem;
  color: var(--muted);
  margin-top: 1rem;
  opacity: 0.9;
}

/* Footer */
.site-footer {
  background: var(--navy);
  color: rgba(247, 243, 235, 0.8);
  padding: 2.75rem 1.5rem 2.25rem;
  font-size: 0.85rem;
  line-height: 1.6;
  margin-top: auto;
}

.footer-inner {
  max-width: var(--max);
  margin: 0 auto;
}

.footer-nav {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem 1.4rem;
  margin-bottom: 1.5rem;
}

.footer-nav a {
  color: var(--cream);
  text-decoration: none;
  font-size: 0.85rem;
  min-height: 44px;
  display: inline-flex;
  align-items: center;
}

.footer-nav a:hover,
.footer-nav a:focus-visible {
  color: var(--gold);
}

.disclaimer {
  border-top: 1px solid rgba(196, 165, 116, 0.28);
  padding-top: 1.35rem;
  margin-top: 0.25rem;
  color: rgba(247, 243, 235, 0.55);
  font-size: 0.78rem;
  max-width: 46rem;
  line-height: 1.55;
}

.footer-copy {
  margin-top: 1.15rem;
  margin-bottom: 0;
  color: rgba(247, 243, 235, 0.38);
  font-size: 0.75rem;
}

/* Responsive */
@media (max-width: 640px) {
  html {
    font-size: 16px;
  }

  .header-inner {
    flex-direction: column;
    align-items: flex-start;
  }

  .hero {
    padding: 3.5rem 1.25rem 3rem;
  }

  .hub-tease {
    padding: 4rem 1.25rem;
  }

  main:not(.home) {
    padding: 2.5rem 1.25rem 3.5rem;
  }

  .offer-band {
    padding: 3.5rem 1.25rem 0.5rem;
  }

  .offer-card,
  .card {
    padding: 1.65rem 1.4rem;
  }

  .home-banner {
    padding: 0 1.25rem 0.5rem;
  }
}