Browser companion · not the Excel product

One-Page Monthly Plan

Income in. Bills out. See what’s left. A calm browser sketch—companion to the $9 Excel workbook, not a replacement.

Illustrative categories only. Rename meaning in your head—numbers are yours.

When you switch to Next month (or apply), positive leftover can top up Buffer. Educational sketch only.

Leftover (Spare) This is example data

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Illustrative. Your assumptions. Not advice.

Income

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Bills + buffer

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Where the month goes

    $9 · Excel + how-to PDF

    Want the full Monthly Money Planner?

    This browser page is a companion sketch. The paid workbook adds printable structure and a calm how-to PDF—not a free clone of the Excel SKU.

    Get the Excel planner — $9

    Email this result

    Optional newsletter subscribe with your sketch summary. No free PDF magnet.

    Export for Finance Hub

    Finance Hub is a different site (early alpha). Download a compatible hfg-hub-v1 JSON here, then in Hub use More → Restore JSON. Not live sync — download, then import.

    How to read this

    Spare = income − (housing + utilities + food + transport + other + buffer). A negative Spare means the sketch doesn’t clear—adjust inputs or plans. Educational framing only.

    This page is a calm browser companion—not an Excel clone. The $9 workbook is optional if you want sheets + a how-to PDF.

    Keep going calmly

    Drop this month’s number into the Monthly Money Planner — or get the Friday note. Soft optional steps only.

    Monthly Money Planner — $9 Get the Friday note