Browser companion · not the Excel product
One-Page Monthly Plan
Income in. Bills out. See what’s left. A calm browser sketch—companion to the $9 Excel workbook, not a replacement.
Leftover (Spare) This is example data
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Illustrative. Your assumptions. Not advice.
Income
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Bills + buffer
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Where the month goes
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This browser page is a companion sketch. The paid workbook adds printable structure and a calm how-to PDF—not a free clone of the Excel SKU.
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How to read this
Spare = income − (housing + utilities + food + transport + other + buffer). A negative Spare means the sketch doesn’t clear—adjust inputs or plans. Educational framing only.
This page is a calm browser companion—not an Excel clone. The $9 workbook is optional if you want sheets + a how-to PDF.
Keep going calmly
Drop this month’s number into the Monthly Money Planner — or get the Friday note. Soft optional steps only.