Browser companion · not the Excel product

One-Page Monthly Plan

Income in. Bills out. See what’s left. A calm browser sketch—companion to the $9 Excel workbook, not a replacement.

Illustrative categories only. Rename meaning in your head—numbers are yours.

Leftover (Spare) This is example data

Illustrative. Your assumptions. Not advice.

Income

Bills + buffer

Where the month goes

    How to read this

    Spare = income − (housing + utilities + food + transport + other + buffer). A negative Spare means the sketch doesn’t clear—adjust inputs or plans. Educational framing only.

    This page is a calm browser companion—not an Excel clone. The $9 workbook is optional if you want sheets + a how-to PDF.

    Keep going calmly

    Drop this month’s number into the Monthly Money Planner — or get the Friday note. Soft optional steps only.