Educational · illustrative
Mortgage Rate Scan Helper
Public market averages for context—then compare payment and lifetime interest side by side. Not a loan offer.
30-year fixed
6.95%Public averages · not an offer
15-year fixed
6.26%Public averages · not an offer
Side-by-side comparison
Principal & interest only — taxes, insurance, and HOA not included. Illustrative. Your assumptions. Not advice. — not a quote.
Rate A · —
Monthly P&I
—
Lifetime interest
—
Rate B · —
Monthly P&I
—
Lifetime interest
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Interest difference (A vs B)
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How to read this
Public average rates are illustrative starting points from published weekly surveys—not personalized offers, not quotes from Hawes Financial Group, and not a recommendation of any lender.
Monthly payment here is standard amortizing principal and interest only. Real loans may include taxes, insurance, mortgage insurance, and fees.
Assumptions & sources
- Source: Freddie Mac Primary Mortgage Market Survey (PMMS) — public weekly U.S. averages.
- Standard amortizing mortgage formula; fixed rate for the full term.
- No points, closing costs, PMI, taxes, or insurance modeled.
- HFG is not a lender or broker. No apply flow.
Keep going calmly
Drop this month’s number into the Monthly Money Planner — or get the Friday note. Soft optional steps only.